A new digital banking experience is coming July 23, 2026.

To ensure a smooth first-time login on the new system, it is important that we have your current phone number and email address on file. Please log in to your Online Banking account to review and update this information as soon as possible.

You will be required to log in with your username and password for the first time on the new system. If your username includes your name, DOB, or SSN, or is less than 9 characters, you will be prompted to change it. This applies to Online, Business Online, and Mobile Banking.

Mobile Banking Users - If you currently use biometrics to log in, you will need to reestablish this feature within the new app. Your username and password are required for first-time login. 

Please be sure you know your login credentials before July 21, 2026.

• If you are unsure of your username, please contact us for assistance.
• If you are unsure of your password, you can easily reset it by selecting “Forgot Password” from the Online, Business Online or Mobile Banking login screen and following the on-screen prompts.

Most of your account details will be available and ready to use within the new system including transaction history, scheduled payments, internal transfers, alerts, and eStatement settings.

The following settings will not transfer to the new system:

• Card Controls via “Cards” in Mobile Banking
• External Transfers
• Personal Finance Manager

Please make note of or save your current settings and any related history for these services before July 21, 2026. You will need to set these services up or register for them again once the new system is live.

Scheduled payments will transfer to the new system. Your payment history will not. Please be sure to save a copy of this prior to July 21, 2026.

Payee addresses in Bill Pay need to be complete and accurate for payee information to transfer to the new system. Please review and make corrections by July 21, 2026.

No changes to your personal login credentials are expected. You will log in for the first time using your current username and password whether online or via our mobile app. 

Enhanced Security

After entering your login credentials, you will be prompted to receive a text or phone call with a one-time passcode to verify your identity. Simply enter this passcode into the system and submit to securely log in.

Most of your account details will be available and ready to use within the new system, including transaction history, Bill Pay payee information, scheduled payments, recurring and scheduled internal transfers, ACH Templates, as well as your settings for eStatements, Merchant Deposits, Positive Pay, and Wire Transfers.

Internal Transfer templates will not transfer to the new system. Please download these templates before July 21, 2026 as they will need to be reestablished in the new system.

ACH history will not transfer to the new system. Be sure to download this information before July 21, 2026. We recommend account holders create templates for each unique ACH file, if they have not already done so, before July 21, 2026 as the “Copy” feature is not supported within the new system.

The upgrade will require that you make changes to your QuickBooks or Quicken software.  Please take action prior to July 21, 2026, to ensure a smooth transition. Conversion instructions are below.

The conversion instructions reference two Action Dates. Please use the dates provided below:

• 1st Action Date: July 18, 2026 

• A data file backup and a final transaction download should be completed by this date. Please make sure to complete the final download before this date since transaction history might not be available after the upgrade. 

• 2nd Action Date: July 27, 2026 

• This is the action date for the remaining steps on the conversion instructions. You will complete the deactivation/reactivation of your online banking connection to ensure that you get your current QuickBooks or Quicken set up with the new connection.

• Quicken – Click here
• QuickBooks Desktop - Click here
• QuickBooks Online - Click here

Intuit aggregations services may be interrupted for up to 5 business days. Users are encouraged to download a QFX/QBO file during the outage. The following services may not work during the outage:

• Quicken Win/Mac Express Web Connect
• QuickBooks Online Express Web Connect

Please carefully review your downloaded transactions after completing the migration instructions to ensure no transactions were duplicated or missed on the register. 

Once the new system is live, you will log in for the first time using your current username and password. After entering your credentials, you will need to complete the Token Enablement process.

As part of the upgrade, we will also be launching a new Mobile Banking app that allows both personal and business account holders to access their accounts from one easy-to-use app. The new app will be available when the new system goes live on July 23, 2026.

To download the new app, search for Millennium Bank in your device's app store. Once the new system is live, our current apps will no longer be available and can be deleted.

• If you currently use biometrics to log in, you will need to reestablish this feature within the new app. Your username and password are required for first-time login.

• If you have push alerts set up currently, please be sure to make note of these. Push alerts will not transfer to the new system.