Privacy & Security
Millennium Bank, by law, is presenting this statement as a privacy notice to our customers. Our customers are those that have a continuing relationship with our Bank, such as: Deposit account (savings or checking), Loan account, Individual Retirement Account where we are custodian or trustee.
This notice will tell you the sources for nonpublic personal information we collect on our customers. It will tell you what measures we take to secure that information.
What does Millennium Bank do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Millennium Bank chooses to share and whether you can limit this sharing.
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Who we are
Who is providing this notice?
• Millennium Bank
What we do
How does Millennium Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Millennium Bank collect my personal information?
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates and other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and non-financial companies.
Companies not related by common ownership or control. They can be financial and non-financial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
Illinois law requires that you opt-in to information sharing. Therefore, before we would share your information with a third party, except where permitted by law, we will obtain your permission.
Identity Theft- Protect Your Personal Information
Identity theft occurs when someone without your knowledge acquires your personal information and uses it without your permission to commit fraud or theft.
Fraudulent e-mails, known as “Phishing” is the act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise. The e-mail attempts to convince the user into surrendering private information that could later be used for identity theft. These Web sites are bogus and should never be opened or responded to with your personal information.
Millennium Bank will never send emails to customers requesting sensitive information.
Should you receive an email that you suspect might be from a phisher, Millennium Bank offers the following information for protecting yourself against fraudulent e-mails:
Credit Bureau Contacts
Please remember, Millennium Bank will never ask you to update account information online. If you receive an e-mail requesting personal information you SHOULD NOT reply or click on any link – even if it looks legitimate.